A fixed deposit is a comparatively secure investment instrument wherein you invest a sum of money for a specific period of time at a specified rate of interest. This is the most popular form of…
For young adults navigating the financial landscape of their 20s and 30s, the terms “saving” and “investing” often get used interchangeably. While both are crucial for building wealth, they serve distinct purposes and require different…
Preparing for a smooth audit is more than just an annual compliance exercise—it’s about creating a resilient financial ecosystem that stands up to scrutiny, reinforces transparency, and fosters trust among stakeholders. For finance teams, especially…
Mutual funds and exchange-traded funds (ETFs) stand out as the leading investment choices for both retail investors and institutions in the financial markets. Mutual funds and ETFs provide investors with diversification benefits along with professional…
In times of financial emergencies, quick access to funds is crucial. Traditional loan application processes can be time-consuming and stressful, often involving extensive paperwork and lengthy wait times. However, the rise of personal loan apps…
I have had a very good experience investing in the National Pension Scheme (NPS) over the last three years. I started investing ₹ 2,000 per month in NPS once I began working at the age…
The most basic banking product is a savings account, which provides a safe means to save money and earn interest. Still, among the many savings account types, the most common are regular savings accounts and…
Retirement is often envisioned as a period of peace and fulfillment—a time to pursue passions, spend time with loved ones, and enjoy the fruits of your labor. However, achieving financial security during these golden years…
If you are new to investing, you might have heard about SIP (Systematic Investment Plan), which lets you routinely make little mutual fund investments. How, then, can you determine the rate of growth in your…
The last 3-4 months of the year are filled with festivals, and for that people start to increase their spending, which can bring some financial pressure to the person. However, in that season, a person…
